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Is it possible to borrow money for you?2019-05-02
Do you want to borrow money and do you want to know whether you are eligible for a loan? In this article we explain what lenders pay attention to when a request for borrowing money comes in.
Borrow money and check Credit Bureau
If you want to borrow money and request a quote for this, a check is always first done at the Credit Bureau in Tiel. With a negative BKR listing, it is not possible to get a loan. If a loan is nevertheless offered, there is a good chance that you will have to pay usurious interest.
Borrow money and income
To be able to borrow money, you must have a fixed income. Its amount determines how much you can borrow. In addition to income, your housing situation (purchase or rental home), housing costs and other current obligations are also considered. All this to check whether you can bear the monthly costs of a loan.
Borrow money and age
Borrowing money has both a minimum and a maximum age. The minimum age is 18 years. The maximum age varies per bank or intermediary, from 67 to 74 years.
Another condition that you must take into account is that you must be resident in the Netherlands with a permanent residence permit. In addition, if married, you must both sign for a loan at most banks. You take out the loan together.
Want to know if you qualify?
Do you want to know if you are eligible for a loan? Request a quote without obligation and we will map out the possibilities for you. Borrowing money via Kapssloan is in any case very advantageous. We work with various large lenders, so that we can select the lowest interest and best conditions for you. In addition, we do not charge any advice and closing costs if you want to borrow money through us!